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Would you please read this privacy policy carefully? You agree to be bound by the PRIVACY POLICY BELOW when you access this website. If you do not agree to the PRIVACY POLICY BELOW, DO NOT ACCESS THIS WEBSITE. Accepting this Privacy Policy means you agree to our Terms and Use. These terms govern your visit to this website as well as this Privacy Policy. They are incorporated into this Privacy policy by reference.
Your privacy is important to DimeBucks Financial d/b/a DimeBucks.com (“DimeBucks.com,” “we,” or “us”). This Privacy Policy provides information on how we use, share, protect, and store your data. This Privacy Policy applies to the online collection, use, and sharing of personal and other information through this website, http://dimebucks.net (the “Site”). Our Privacy Notice also governs the types and categories we collect about you, as a financial institution, and how we use and share such information.
Information You Provide: Information about you (“personal data”) and how you use this Site is collected. Some of the information may be personally identifiable, while others may not. Any information you give us by accessing or using this Site is collected. This includes your personal information, such as:
Additionally, we collect technical information about how you use the Site. This may include information about where you are located, your web browser, and your device. Your IP address, which is the Internet Protocol address of your device, is recorded when you use this Site. This allows us to track how you use it. We may receive information from your browser about the operating system and type of computer you use. DimeBucks.com uses this information to improve and monitor the Site.
This site uses cookies to store user-specific information such as pages accessed, and actions taken during your visit. These cookies don’t store or collect personally identifiable data. For more information, please refer to the Tracking Technologies section.
We might use the information we have about you to:
In the following circumstances, we may share your information with appropriate third parties:
We may share aggregated or non-personally identifiable information about users of the Site with third-party companies for marketing, advertising, and research purposes.
We don’t sell your personal information.
DimeBucks Financial will protect your personal information from misuse, loss, and alteration. To protect the personal information we receive, we follow industry standards. All reasonable security measures are taken to protect our servers. However, no method of electronic storage or transmission over the Internet is completely secure. While we do our best to protect your data using commercially acceptable means, we cannot guarantee absolute security.
We may ask you to verify your identity to protect your personal information. To protect your security, close your browser when you leave the Site. You must immediately notify us if you suspect that any information you submitted through the Site was used in an unauthorized manner. Call us at (866 258 4672 to keep your losses as low as possible. You could be held responsible for any unauthorized activity on your account if you do not notify us.
This Site may contain links to third party websites. DimeBucks.com may include links to third-party sites. However, DimeBucks.com is not responsible for the content of third-party websites or any products or services. DimeBucks.com disclaims liability for any privacy practices of the third-party websites linked on this Site, which may have a privacy policy different from that of DimeBucks.com. You do so at your own risk if you visit a third-party website through a link on this Site.
In addition to the information you provide, DimeBucks.com may also collect information during your visit to this Site through our online tracking technologies, including cookies, web beacons, digital fingerprints, embedded Web links, and other information-gathering tools. These tools automatically collect traffic information from your browser, including your browser type, language, access times, as well as the URL of the website you came from. These tools may also collect information about your Internet Protocol (“IP”) address, clickstream behavior (e.g., the pages you visit, the links you click and any other actions you take with the website or websites “powered by” them) and product information. DimeBucks Financial may use cookies to help you on your next visit to its website. For more information about cookies, please visit www.allaboutcookies.org.
These tracking technologies enable us to monitor website activity and make suggestions for improvements. This may include information such as the length and time of your visit, pages viewed and previously visited sites, as well as your Internet service. When you use the Site, third-party providers or we may collect information about your online activities. This includes data from different websites and over time.
Google Analytics is used to collect statistical and other information through cookies about this Site’s use. To learn more about Google’s privacy policy, please visit http://www.google.com/policies/privacy/. You can also learn more about how to opt-out of collecting and processing such information by Google by visiting this website: https://tools.google.com/dlpage/gaoptout.
This Site also uses Mouseflow: a website analytics tool that provides session replay, heatmaps, funnels, form analytics, feedback campaigns, and similar features/functionality. Mouseflow may record your clicks, mouse movements, scrolling, form fills (keystrokes) in non-excluded fields, pages visited and content, time on Site, browser, operating system, device type (desktop/tablet/phone), screen resolution, visitor type (first time/returning), referrer, anonymized IP address, location (city/country), language, and similar metadata. Mouseflow does NOT collect any information from pages that it has not installed. It also does not track or collect any information beyond your web browser. If you’d like to opt-out, you can do so at https://mouseflow.com/opt-out. For more information, see Mouseflow’s Privacy Policy at http://mouseflow.com/privacy/. For more information on Mouseflow and CCPA, visit https://mouseflow.com/ccpa.
DimeBucks Financial uses session-based cookies in conjunction with third-party cookies from vendors who have been carefully vetted for marketing and analytics purposes. These cookies allow us to understand better and personalize our users’ experience. They also enable us to deliver interest-based and retargeting ads on various websites across the Internet. These third parties might collect personal information about your online activities across time and between different websites when your use our Site. You can opt-out of interest-based and behavioral marketing. Your browser can be set to notify you when a cookie is received. This will allow you to choose whether to accept the cookie. In addition to opting out of cookies directly through your browser, you can view and opt-out of all cookies that are currently on your browser by visiting the following websites: http://www.aboutads.info/choices or http://www.networkadvertising.org/choices. Please note that disabling cookies can prevent you from using certain features of the Site.
Even if you choose to disable tracking, you might still receive interest-based advertisements, even from third parties you have previously been disclosed. Or advertising that isn’t based on your preferences and interests.
This Site does not respond to “Do Not Track” signals from your browsers.
This Site is not meant for minors or children. We don’t knowingly solicit children’s information, and we don’t knowingly market to them. Online privacy and identity protection are important issues that we recognize both online and offline. If you suspect that we have collected personal data from a child’s account, please notify us immediately to remove such information.
California residents under 16 years old are not allowed to sell their personal information.
Californians have the right to:
* The types of personal information it has collected on that consumer.
* The sources from which personal information is collected.
* A business or commercial purpose to collect or sell personal information.
* The types of third parties with which the business shares personal data.
* The details of the personal information it has collected on that consumer.
* The types of personal information the business has collected from the consumer.
* The categories of personal data that the business sold about the customer and the categories to which the personal information was passed on to third parties, according to the category or categories of the third party to whom the information was given.
* The types of personal information the business has disclosed about the consumer to achieve a business purpose.
We will need to verify your identity before we can submit a request. We need your name, your email address, and a copy of your government-issued ID. To verify your identity, we will match the information you give us with information we already have. To confirm your request, we may need to reach out to you.
You may also designate an authorized agent to make such requests on your behalf by emailing a signed power of attorney to us at compliance@http://dimebucks.net.
Although we may not be capable of honoring every request we receive, we will let you know if we are. If you exercise any of the rights described in this section, we will not discriminate against anyone.
This Privacy Policy may be modified at any time by us without prior notice. Any modifications to this Privacy policy will take effect immediately unless otherwise stated. Continued use of this Site is an acceptance of the Privacy Policy as it was posted at the time.
A payday loan (sometimes referred to as a cash advance or a payday advance) is a small loan borrowed for a brief period of time, often until the borrower's next payday. These short-term loans feature high interest rates and need no collateral (unsecured loans). It is not advised to use payday loans for an extended period of time. The rates and terms of payday loans vary by state.
A title loan (sometimes referred to as a title pawn or a car title loan) is a short-term loan where the vehicle title serves as collateral. Due to the fact that lenders of title loans do not verify borrowers' credit histories, these loans are popular among those with poor credit. Typically, title loans are taken out by borrowers who need cash quickly or have financial issues.
Unsecured loans, such as payday loans or installment loans, are supported solely by the borrower's creditworthiness, as opposed to secured loans, which need collateral. Secured personal loans include car title loans and pawn loans, for example.
State rules determine the maximum amount you can borrow as a short-term loan. In certain states, short-term loans (also known as payday loans) are prohibited, while in others they are permitted with a maximum loan amount. Visit our rates and terms page to get state-specific lending conditions. In addition to state legislation, additional factors may alter the conditions of your loan.
A personal loan that is repaid over time with a predetermined number of periodic payments or installments is known as an installment loan. Due to the lower APR, installment loans can be taken out over a longer term than payday loans. Installment loans are commonly seen as a preferable alternative to payday loans. Typically, installment loans are repaid in predetermined amounts that include both principal and interest.
The Annual Percentage Rate, or APR, is an annualized version of your interest rate. When picking between several types of loans, the APR assists in comparing the costs of each. The annual percentage rate (APR) for a loan may include costs, such as origination fees. Remember that while APR is essential, it is only one of several elements to consider when selecting a loan.
Yes. Your credit score is not the only criteria taken into account when analyzing your loan request. However, a low credit score can result in higher interest rates and fewer lending possibilities. A title loan is a popular option for consumers with less than perfect credit because title loan lenders may not consider credit history.
Credit score ranges differ depending on the credit scoring algorithm employed and the credit bureau that generates the score. According to FICO, a credit score between 300 to 579 is poor or very poor. A satisfactory credit score ranges from 580 to 670. Credit scores are determined differently depending on the credit scoring model's parameters, such as payment history, amounts owing, length of credit history, etc.